Privacy Policy

This Privacy Policy explains how SmartMoney (“we,” “us,” or “our”) collects, uses, and protects information when you visit smartmoneycal.com (the “Site”). By using the Site, you agree to the practices described below.

We built SmartMoney to be private by default. Our budget and mortgage calculators run entirely in your browser, which means the figures you enter are processed on your own device and are not transmitted to or stored on our servers.

Calculator inputs: The numbers you type into our tools (income, expenses, loan amounts, and similar) stay on your device and are not sent to us.

Contact information: If you use our contact form, we collect the name, email address, and message you provide so we can respond to your inquiry.

Automatically collected data: Like most websites, we and our partners may collect standard technical information such as your IP address, browser type, device information, pages visited, and the date and time of your visit.

We use cookies and similar technologies to operate the Site, remember your preferences, understand how the Site is used, and serve advertising. A cookie is a small text file stored on your device.

You can control or disable cookies through your browser settings. Please note that some parts of the Site may not function properly if cookies are disabled.

We use third-party advertising companies, including Google AdSense, to serve ads when you visit the Site. These companies may use cookies and web beacons to measure ad performance and to show ads based on your prior visits to this and other websites.

Google, as a third-party vendor, uses cookies (including the DoubleClick cookie) to serve ads based on your visits to this Site and others across the internet. You may opt out of personalized advertising by visiting Google Ads Settings, and you can learn more about how Google uses data at policies.google.com/technologies/partner-sites.

Third-party vendors and ad networks may also use cookies to serve ads based on your interests. You can opt out of many of these through the Digital Advertising Alliance at aboutads.info.

We use the information we collect to operate and improve the Site, respond to your messages, analyze usage and trends, serve and measure advertising, and protect against fraud or misuse.

We do not sell your personal financial information, and we do not use the values you enter into our calculators for advertising.

Depending on where you live, you may have rights to access, correct, or delete personal information we hold about you, and to object to certain processing. To make a request, contact us using the details below.

You can also manage cookies through your browser and opt out of personalized advertising using the links in the Advertising section above.

The Site is not directed to children under 13, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can remove it.

We may update this Privacy Policy from time to time. When we do, we will revise the “last updated” date below. We encourage you to review this page periodically to stay informed about how we protect your information.